Student Health & Dental Plan

Costs of dental and other health services such as prescriptions are high, expensive and show no signs of going down. For students on a fixed income, those costs can be disastrous.

After a student referendum, the SAs on both campuses joined forces to provide Lakeland students with a mandatory benefits plan. The goal was a reasonable priced insurance program to help students maintain health care quality and ensure costs from medical emergencies don't endanger their studies.

If you have any questions about the LCSA Benefits Plan, go to the SA office on your campus or check out wespeakstudent.com.
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Explaining the benefits plan
Why is the plan mandatory?
With a mandatory plan, the insurance risk is spread over a large number of students, the cost per student is lowered, making the fee affordable. Individual health and dental plans can be as much as 5 times more than the current student fee.
Is this plan the same as my provincial health care?
No. The LCSA student benefits plan is an extended health and dental plan. This supplements, not replaces, your provincial health care coverage.
How do I enrol for coverage?
You are automatically enrolled provided you meet the eligibility criteria:
  • you are a member of the SA
  • you are a full-time student enrolled in a certificate, diploma or degree program
  • you are registered in September, January or March terms
  • you live in Canada and you are under age 70
 
How do I pay the fee?
Fees are assessed automatically at registration if you meet the eligibility criteria.
When does my coverage begin and end?
Eligible students will receive 12 months of coverage staring the first day of the month your program begins.
How to access your coverage
You can download a Benefit Card from the YOUR SPACE page on our website wespeakstudent.com
When you are at the pharmacy or dental office please supply them with the following and they will be able to submit your claim directly to the insurer: Group # , Cert # , Insurer: ClaimSecure.
What if I already have coverage?
Coordination of benefits
Benefits under the two plans can be coordinated to increase your coverage up to a total of 100% of the actual expenses incurred. For example, following payment from this plan, you can submit outstanding balances to the other plan for consideration.
Waiving the student benefits
If you are an eligible student and have comparable health and/or dental coverage, you may apply to waive benefits. Go to wespeakstudent.com.
Each student is given one opportunity each year to waive benefits for health and/or dental plans. All waiver forms must be completed through wespeakstudent.com and be received by the deadline for that semester. There will be no exceptions for students who fail to submit their completed waiver form by the applicable deadline.
When waivers are approved, you will receive a refund. Once your waiver has been accepted it will remain in force as long as you are an eligible student.
If comparable coverage used to waive the student plan ends, you have 30 days from the loss of that coverage to notify the SA office to be covered by the LCSA Benefits Plan. Confirmation of loss of coverage is also required on reapplication for coverage.
The same applies if family coverage is lost.
Can I add my family to the plan?
Each year you are given one opportunity to purchase family coverage for your spouse* and/or dependents** by completing an application form available at wespeakstudent.com. You also pay a family coverage fee.
Note:
All family add-on forms and applicable fees must be received by the applicable deadline. See the website for details.
Your family can only be covered while you are a student on the plan.
Your optional family add-on is not automatically renewed. You must purchase the coverage each benefit year before the deadline.
Family add-on fees are non-refundable.
*Spouse
Spouse means the person who is a resident of Canada and who is married to the student, or a person of either sex who has continuously co-habitated with the student for a period of at least one year and who is publicly represented as the student's husband or wife.
**Dependent
Dependent means an unmarried child who is resident of Canada, and entirely dependent on the student for maintenance and support, and who is:
  • under 21 years of age.
  • under 25 years of age and attending a college or university.
  • physically or mentally incapable of self-support and became incapable to that extent while entirely dependent on the student for maintenance and support while eligible under either of the above age criteria.

How do I make a claim?
Make a claim online:
Your student identification card may be used at any participating provider (pharmacist or dentist) across Canada and payment of eligible claims will be honored. To fill a prescription drug or dental claim, you will need to supply the pharmacist/dentist with the following information:
  • Your Group Number is 550001
  • Provider: ClaimSecure (formerly RxPlus)
  • Your Student ID # _ _ _ _ _ _ L C S A (List the LAST 6 digits of your student id number followed by LCSA) I.E. If your last 6 digits of your student id number are 654321, the correct ID # would be 654321LCSA
How do I opt out of the plan?
Go to wespeakstudent.com to opt out of the plan.
The final deadline for opting out is in late September.
Check the website for the deadlines.









What Students Say
With the Student-Managed Farm you learn to be accountable for what you’re doing and the choices you make. You get an understanding of what it’s like to be out in industry or on a farm making decisions that count.

– Anthony Biglieni

Agribusiness Class of 2006

What Alumni Say
Lakeland College has been a integral partner in growing our own through the school of business. As an alumnus of the college, I have first-hand learning experience in the school of business. The professors welcome Servus Credit Union to facilitate classes in the Business Ethics course each year.

– Sandi Unruh

Senior Human Resources Consultant

What Faculty & Staff Say
Vertex has had great experience bringing on students from Lakeland College. We have found the Bachelor of Applied Science (Environmental Management) program to provide students with good academic knowledge of the environmental industry and the criteria that governs the land reclamation

– Sean Fuller B.Sc., P.Ag.

Vice President, Environmental Services, Vertex.

What Alumni Say
There is no way I would be where I am today without Lakeland College. It inspired me to be a better person and to get a job in something I love doing. I am so thankful I had such a great experience at Lakeland and I hope future students do as well.

– Danielle Gaboury

Business studies, Class of 2016.

What Students Say
I recommend the UT program to people all the time. The smaller setting Lakeland offers, is very conducive to learning. It's less intimidating than the larger universities and allows for more class interactions and discussions

– Kelly Mykytuk

2nd year UT student, 2017-18

What Alumni Say
I have loved my experience at Lakeland. The teachers are personable, and quick to share about their own experiences. They encouraged me to run with my own ideas and see what would happen; they got excited about my designs, which gave me the confidence to do my best and be more creative.

– Payton Ramstead

Class of 2016, Interior Design student.

What Alumni Say
At Lakeland College you are guaranteed to have time out of the classroom where you can put everything you learned together and actually see that what you’re learning is relevant.

– Alisa Brace

Animal Health Technology, Class of 2016.

What Alumni Say
The friendships I made, the experiences we were provided with, and the welcoming atmosphere of the Vermilion Campus made my time at Lakeland extremely valuable and memorable

– Grayden Kay

Animal Science & Agribusiness, Class of 2016.

What Alumni Say
Lakeland College was a learning environment unlike any other school. It allows students to learn beyond the classroom, and staff and faculty genuinely want to see students succeed. It’s a place where you can feel comfortable asking questions and where everyone has a place and fits in.

– Carson Reid

Agribusiness, Class of 2016.

What Alumni Say
The instructors were the highlight of my time at Lakeland. It made a huge impact on my college experience to have instructors who challenged, encouraged, and believed in me.

– Jessica Cadrain

Child & Youth Care, Class of 2016.

What Alumni Say
At the beginning of my first year, I was really stressed out as I felt I had no artistic ability. But with the instruction and time put in by the interior design faculty, I was able to develop my artistic abilities. Now I am fully confident in and exceeding well in the artistic side of this career!

– Naomi Mason

Interior Design Technology, Class of 2016.

What Alumni Say
I just feel like you get the best education at Lakeland, especially from the time that the instructors can actually spend with you. I like the class sizes too – everything’s been great about my Lakeland experience.

– Dean Coulson

Heavy Equipment Technician, Class of 2016.

What Alumni Say
I do give Lakeland College credit for reigniting my interest and even preparing me for Miss Rodeo Canada. Lakeland helped me to grow enough to have the confidence to think I could take on that role and become that person. I think that I have and I am really grateful for that

– Ali Mullin

Agribusiness, class of 2014, former Miss Rodeo Canada.

What Alumni Say
I feel the professors at Lakeland actually prepared me for the profession. It’s impossible to be just a number here when there are 12 students in all of your classes. When the school advertised small class sizes, they actually meant it.

– Stephen Mark Visser

Real Estate Appraisal and Assessment, Class of 2016.

What Alumni Say
I was involved in the president’s gala in April where I was an emcee for the evening, it was a great experience, and I had a lot of fun doing it and would recommend it to everyone.”

– Lucas Tetreault

HOPE Power Engineering, Class of 2017.

What Alumni Say
I would recommend Lakeland College for the simple fact that it's for everybody. As a mature student who went back to school much later than his 18th year, I was immediately accepted, and not ostracized in the least

– Donald James Shaw

Accounting Major, Class of 2016.

What Alumni Say
All the hands-on learning was great and very helpful once placed into the industry. Having clients leave with a smile after each service assured me that I was in the right field of work. I would recommend Lakeland to anyone.

– Courtnee Coolidge

Esthetician, Class of 2016.

What Alumni Say
The professors care so much about their students at Lakeland and are able to know each and every one of them by name, so much so that they are able to nominate a ton of students for awards.

– Stephanie Wakefeild

University Transfer, Class of 2016.

What Alumni Say
They really put you in the lead at Lakeland. Lakeland cares about its students, empowers them, and gives them opportunities to achieve their goals. I don’t see Lakeland as a stepping stone or a first step – I see it as a bridge and an integral part of my education.

– Alyssa Wells

University Transfer, Class of 2017.

What Alumni Say
I wanted to get experience in the field of assessment as it would give me exposure to what it’s like day to day. It was an invaluable experience as I find it hard to imagine what it would be like working in a particular field or area until I’m doing the work.

– Sheldon Farrell

Real estate appraisal and assessment, Class of 2017.

What Alumni Say
In the campus spa, they give you time to work with each client so nothing is rushed and you’re able to concentrate on providing the best service you can to your client.

– Daphney Couturier

Esthetician, Class of 2017.

What Alumni Say
It’s going to be a lot easier to start our first jobs having this experience and having been able to build our confidence in the campus spa. I love that we get to have this opportunity.

– Darby Watchel

Esthetician, Class of 2017.

What Employers Say
Lakeland is a great place to find employees. The college provides real world training that equips soon-to-be employees with knowledge and people skills that are highly sought after in the agriculture industry these days.

– Dustin Dinwoodie

Key Account Manager – Western Canada Arysta LifeScience