Government Student Loans
You may be eligible for a government student loan. You may also qualify for government grants. Eligibility is based on financial need.
All government student aid, whether federal or provincial, is administered by provincial governments. You apply through your province of legal residence (permanent address).
Government student aid is interest-free while you're at school. Plus, you don't have to start paying for six months after you finish.
Where should you start?
You can look to any of these places to start learning about how student aid works, how to apply and other important information.
- Find your provincial or territorial student aid office in the list below.
- View the National Student Loan Service Centre (NSLSC) Orientation webinar about government funding, or visit them on the new NSLSC YouTube channel.
- Go to the national Student Aid - Canada site. It includes lots of information about funding your education, loans, scholarships, grants and costs.
- Contact Lakeland’s financial aid and awards office. We can help you determine if you are eligible.
When can you apply?
Provinces release a new funding application each academic year. The funding application for the upcoming academic year is available in the spring. Exact date varies by province, so use the links below to learn when you can apply.
Wherever you start, don’t delay. Apply as soon as the application is available in your province. Processing may take up to 6 weeks.
Alberta |
Call Alberta Student Aid Service Centre at 1 855 606 2096 (toll free in North America). You can get more information and apply online at the Alberta Student Aid website.
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British Columbia |
Call 1 800 561 1818 or visit the BC Student Aid website. |
Manitoba |
Call 1 800 204 1685 or visit the Manitoba Student Aid website. |
New Brunswick |
Call 1 800 667 5626 or visit the New Brunswick Student Aid website. |
Newfoundland |
Call 1 800 657 0800 or visit the Newfoundland and Labrador Student Aid website. |
Nova Scotia |
Call 1 800 565 8420 or visit the Nova Scotia Student Assistance website. |
Ontario |
Call 1 877 672 7411 or visit the Ontario Student Assistance Program (OSAP) website. |
Prince Edward Island |
Call 1 902 368 4640 or visit the Prince Edward Island student loans webpage. |
Quebec |
Call 1 877 643 3750 or visit the Quebec's aide financière aux études. |
Saskatchewan |
Call 1 800 597 8278 or visit the Saskatchewan student loan webpage. |
Northwest Territories |
Call 1 800 661 0793 or visit the NWT student financial assistance webpage. |
Nunavut |
Call 1 877 860 0680 or visit Financial Assistance for Nunavut Students (FANS) webpage. |
Yukon |
Call 1 867 667 5929 or visit Yukon student funding website. |